💙 Money & Mental Health: Finding Calm as a Small Business Owner

Running your own business is really rewarding but it’s also hard work. You carry everything on your shoulders, from client deadlines and cashflow to family life and all the “what ifs” that come with it.

At Barleyfields, we’ve seen how money worries can creep in quietly and start to affect more than just the numbers. They can touch every part of your life, your sleep, your energy, your mood, and even your health.

As a family, we’ve faced our own health challenges over the years, so this isn’t just a business topic for us, it’s a personal one. We know first-hand how much pressure builds when finances feel uncertain, and how important it is to have support that helps you breathe again.

This World Mental Health Day (10th October) feels like the right moment to pause and remind ourselves that good mental health and good money management often go hand in hand.

Why it feels heavier for small business owners

When you run a small business, you don’t just wear one hat you wear all of them. You’re the bookkeeper, marketer, and problem-solver all rolled into one.

That means when money feels tight or unpredictable, it hits differently. It’s not just a number it’s your security, your plans, and your family’s peace of mind.

Small steps that make a big difference

Here are a few gentle ways to lighten the load:

💡 Keep a regular routine

Check in with your finances weekly, not to judge, but to understand. A simple routine brings a surprising sense of calm and control.

💡 Use tools that help

Software like Xero or FreeAgent takes a lot of the pressure off. They automate the small stuff so you can focus on what actually matters.

💡 Talk about it

Whether it’s with your accountant, your partner, or a friend talking about money stress doesn’t make you weak, it makes you wise.

💡 Plan for peace of mind

Setting a bit aside for tax or unexpected bills might not be exciting, but it’s one of the kindest things you can do for your future self.

💡 Ask for help when you need it

You don’t have to do it all. Sometimes having someone else manage the numbers gives you back the space to breathe.

A gentler kind of accounting

At Barleyfields, we believe that accounting should feel supportive, not stressful. We work with people, not just figures and we know life doesn’t always go to plan.

If your books have been weighing on your mind, this October is a good time to start fresh. A calmer business starts with small, kind steps, and you don’t have to take them alone.

💙 You can find balance again, we promise.

Take care,

Emma

Barleyfields Accountancy